Have you had an insurance check up lately? When was the last time you reviewed your insurance needs? We purchase insurance at a specific time for a specific need. Over time our needs change, but has your policy changed to meet your needs?
Coverage under general liability includes but is not limited to bodily injury to others including death from injuries. General liability also includes property damage to others including loss of use of property. Depending on your business, general liability can also be more specialized to product and contractual liability.